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Financial Calculator Online

Use student-friendly finance tools for loans, time-value-of-money coursework and investment cash-flow practice.

Loan payment

Loan amountAnnual interest rate (%)Term in yearsPayments per year

Payment summary will appear here.

Discount rate (%)Cash flows Initial investment first; separate with commas or new lines.

NPV and IRR will appear here.

The payment tool assumes a fixed interest rate and equal payments over the selected term.

The first value is treated as time zero, followed by equally spaced future cash flows.